Worksheet Use this worksheet to guide your conversations with others about your finances and other resources you will need during a pregnancy and to care for a child. FINANCIAL RESOURCES AND INSURANCE If You Are Working Do You Have Paid Leave? What is You Plan for Unpaid Leave? How does Family and Medical Leave Act (FMLA) Apply to You? Healthcare The average cost of a normal labor and delivery for women in the U.S. can vary widely and depends on what kind of insurance you have. And this can vary by state and by insurance. To check hospital costs for labor and delivery in your area, you can use the website Fair Health Consumer, which is a nonprofit organization that provides fair and neutral information to consumers. Check your health insurance coverage for labor and delivery Check if you will have out-of-pocket costs and co-pays for labor and delivery, and know the deductible, if you have one Contact the financial counselors at your local hospital to learn more about coverage and costs Check if your health care providers are in your network Child Care Will you be home with a baby? Will you use daycare? What kind of child care options are in your area? What is the cost of child care in your area? The average cost of full-time childcare can be as high as $16,000/year in the U.S., but this varies by state Email me a copy of this worksheet Yes, send an email Enter Your Email If you are human, leave this field blank. Send Email Print If you would like, you can download this worksheet as a PDF: Worksheet: Financial Resources & InsuranceDownload
